1. You’re in Control
As a homeowner with an established history, lenders want your business and will compete for it. That’s where working with a Mortgage Broker gives you the advantage. With today’s competitive rates and flexible mortgage solutions, shopping around could save you thousands.

2. Compare Your Options
Independent Mortgage Brokers have access to dozens of lenders and can find the best rates and products available. Even a small difference in rate can make a huge impact on what you pay over the life of your mortgage.

3. Weigh the Numbers
You’ll be presented with several renewal options. Together with your Broker, you can decide what works best — whether that’s locking in a fixed rate for stability or choosing a variable option for more flexibility.

4. Look for Added Value
Renewals may involve some costs such as legal or administrative fees, or a discharge fee from your current lender. In many cases, your Broker can negotiate to have these covered — it never hurts to ask in a competitive market.

5. Renew with Confidence
Once everything is signed and finalized, you can relax knowing you’ve secured the right mortgage for your needs — and celebrate the savings your Broker helped you achieve.